How it works Features Tour Pricing Ask Ezzo

Never wonder if you can afford it again.

See exactly what's safe to spend each day, with your bills already set aside. No bank login. No monthly fee.

No card needed No account Ready in 2 minutes
$0
once. No subscription.
$0
saved vs. 3 years of a $9.99 app
0 min
to see your number
0
bank logins, ever
Sound familiar?

Money stress follows you home.

Payday feels great. Then the bills land, the weekend happens, and by day 20 you're checking your balance with one eye closed.

You're not alone, and it's not a willpower problem.

Did rent come out yet?Can I afford this weekend?Where did $300 go?9 more days until payday…Can I still cover groceries?Was that subscription cancelled?
6 in 10

Americans live paycheck to paycheck.

LendingClub & PYMNTS, 2023
1 in 3

couldn't cover a surprise $400 bill with cash.

Federal Reserve, 2025
$133

a month more on subscriptions than people think they spend.

C+R Research
It's not you

You're not bad with money. You just can't see it.

Most apps show where your money went. Ezzo shows what you can safely spend next.

  1. Answer a few questionsYour pay, your bills and a rough plan. About two minutes.
  2. See your numberBills are set aside first. What's left is yours, day by day.
  3. Log as you goTwo taps per spend. Your number updates on its own.
What changes

Everything you need. Nothing you don't.

Each one solves a real money headache. Try them right here.

01 Stop second-guessing

Know before you buy.

Check any price against today's number. You'll see if it fits, or what it does to the rest of your month.

  • An answer in one tap
  • No maths, no guilt
Can I afford it?
✓
Yes, go for itIt fits inside today's $62.03.
02 No more surprises

Bills come off first.

Every bill is set aside the moment you're paid, so nothing sneaks up on you. Price rises get flagged too.

  • Bills and subscriptions in one list
  • A heads-up when a price goes up
Coming up before payday
Electric · $87.40Due in 2 days
Streaming went up $2Price rise
Rent · $1,200.00Set aside
Phone · $45.00Set aside
03 See the finish line

Know your debt-free date.

Add a little extra each month and watch the date move closer. Pick the payoff order that suits you.

  • A clear plan for every debt
  • See the interest you save
Your debt-free date
Debt-free by
Jun 2029
$1,210 less interest
04 Save without trying

Goals that fill themselves.

Pick a goal and a date. Ezzo works out what to put aside, and it comes off before your daily number.

  • Trips, emergencies, a home
  • On track at a glance
Savings goals
Japan trip56%
Emergency fund80%
Home deposit29%
How much can I spend this weekend?
Ask EzzoYour budget assistant. Plain questions, straight answers.
Money calendarEvery bill, payday and spend, day by day.
Try it now

Find your number.

Move the sliders. Watch it work.

What lands on payday.

Rent, phone, subscriptions.

Weekly or monthly, it works the same.

Free to spend
$1,950

That's $97.50 a day until payday.

Bills, set asideYours to spend
Free. Takes 2 minutes.
See it in action

Everything in a tap or two.

Simple on the surface. Smart underneath.

Flip the switch

Same paycheck. Very different month.

A $3,000 month, spent two ways.

  • 😬🏠

    Rent came out on day 3.Rent set aside on payday.Surprise, again.Before you spend a cent.

  • 🍕☕

    Weekends felt rich.About $29 a day, and it adds up.Weekdays didn't.Spend less today, get more tomorrow.

  • 📉🎉

    Broke by day 23.Payday with $430 to spare.7 days to go, and $525 short.Plus $350 to goals and debt.

Your first month

From 'where did it go?' to 'I've got this.'

Here's what the first few weeks can look like.

  1. ☕
    Day 1Set up over a coffee

    Answer a few questions. See your daily number in two minutes.

  2. 🛒
    Day 3Spend without second-guessing

    Log a spend in two taps. Your number updates on its own.

  3. 🔔
    Day 10No more bill surprises

    Every bill is set aside before it lands.

  4. 🎉
    Day 30Payday, with money left

    Your goals got paid, and what is left rolls into next month.

Made for real life

However you get paid, it fits.

Three example plans, to show how it works for different lives.

👩‍⚕️
Shift workerPaid weekly
Example

Pay lands every Friday, and the hours change week to week.

  • Weekly pay
  • Rent set aside first
  • Daily amount resets each Friday
The result

Knows on Tuesday exactly what Friday night can cost.

🧑‍💻
FreelancerIncome varies
Example

Some months are great. Some are quiet. The bills come either way.

  • Log pay as it lands
  • Bills first
  • A buffer goal
The result

Good months quietly fund the slow ones.

💳
Clearing a card$6,800 at 19.9%
Example

Paying only the $180 minimum, with the balance barely moving.

  • Debt plan
  • +$150 a month
  • A debt-free date
The result

Debt-free 34 months sooner, with $2,388 less interest.

Private by default

Your money stays your business.

No bank login, no servers, no ads. Just you and your numbers.

  • No bank login

    Log spending yourself, or import a statement.

  • Stays on your device

    Saved in your browser, not on our servers.

  • Optional Google Drive sync

    Backed up to your own Drive. Only you can see it.

  • No ads. Nothing sold.

    You pay once, so you're the customer, not the product.

Compare

Like a spreadsheet. Without the work.

Spreadsheets are free. Your evenings aren't.

📊
A spreadsheetFree, plus your time
  • Setting it upHours of formulas
  • Your daily amountOnly if you build it
  • BillsTracked by hand
  • Goals and debtMore formulas
  • On your phoneFiddly to update
  • QuestionsJust you and the cells
Ultimate Budget Planner$49.99 once
  • Setting it upTwo minutes, a few questions
  • Your daily amountWorked out for you, every day
  • BillsSet aside the moment you're paid
  • Goals and debtPlans and dates built in
  • On your phoneLog a spend in two taps
  • QuestionsAsk Ezzo in plain words
Pricing

One price. Everything included.

Try it free. Buy when you're ready.

Ultimate Budget PlannerEvery feature, yours to keep
No subscription
$49.99once

About five months of a typical $9.99 app. Then it's yours, with updates included.

  • Your daily spending amount
  • Bills and subscriptions
  • Savings goals
  • Debt payoff plans
  • Money calendar
  • Ezzo, your assistant
  • Google Drive sync
  • Free updates
⚡ Instant access🔒 No bank login📱 Works on any device

Already bought?

🏦

Do I have to link my bank?

No. You log spending yourself in two taps, or import a statement. Nothing connects to your bank.

💳

Is this another subscription?

No. It's $49.99 once, and updates are included. Try it free first, no card needed.

📅

What if I'm paid weekly, or my pay changes?

It works weekly, every two or four weeks, monthly, or on your own dates. Log variable pay when it lands.

Questions

Ask Ezzo.

Answers on the spot. No waiting, no signup.

EzzoReady to help
See every answer
What is the Ultimate Budget Planner?
A budget planner that shows what's safe to spend until payday, with your bills already set aside. It also covers bills, goals, debt, a calendar, savings challenges and Ezzo, your budget assistant.
How does the daily amount work?
It takes your pay, sets your bills aside first, then spreads what's left across the days until payday. Spend less today and tomorrow's amount grows.
Can I try it for free?
Yes. The free demo has every feature, so you can set it up with your own numbers and see your real daily amount. No card or account needed.
Is it a subscription?
It's one payment of $49.99, not a subscription. Updates are included.
Do I need to connect my bank?
No. You log spending yourself, or import a bank statement as a CSV or PDF.
Where is my data stored?
On your device. In the full planner you can also sync it to your own Google Drive. It's never stored on our servers.
Does it work on my phone?
Yes, in any modern browser on any device. Add it to your home screen and it opens like an app.
How do I unlock it after buying?
You'll get a license key. Tap "I have a key", paste it in, and the full planner opens. Your demo setup stays where it is.
What if I'm paid weekly, or my pay changes?
It works weekly, every two or four weeks, monthly, or on your own dates. If your pay varies, just log it when it lands.
Can I get my data out?
Yes. Export your transactions to a CSV file any time.
Which languages does it support?
The planner is in English. It can still read bank statements in several other languages.
Who is Ezzo?
Ezzo is the assistant built into the planner. Ask in plain words, like "Can I afford a $35 dinner?", and get a straight answer.

Picture next payday.

Bills paid. Goals growing. Money left over. Start free today.

Simple Budget