Never wonder if you can afford it again.
See exactly what's safe to spend each day, with your bills already set aside. No bank login. No monthly fee.
Money stress follows you home.
Payday feels great. Then the bills land, the weekend happens, and by day 20 you're checking your balance with one eye closed.
You're not alone, and it's not a willpower problem.
Americans live paycheck to paycheck.
LendingClub & PYMNTS, 2023couldn't cover a surprise $400 bill with cash.
Federal Reserve, 2025a month more on subscriptions than people think they spend.
C+R ResearchYou're not bad with money. You just can't see it.
Most apps show where your money went. Ezzo shows what you can safely spend next.
- Answer a few questionsYour pay, your bills and a rough plan. About two minutes.
- See your numberBills are set aside first. What's left is yours, day by day.
- Log as you goTwo taps per spend. Your number updates on its own.
Everything you need. Nothing you don't.
Each one solves a real money headache. Try them right here.
Know before you buy.
Check any price against today's number. You'll see if it fits, or what it does to the rest of your month.
- An answer in one tap
- No maths, no guilt
Bills come off first.
Every bill is set aside the moment you're paid, so nothing sneaks up on you. Price rises get flagged too.
- Bills and subscriptions in one list
- A heads-up when a price goes up
Know your debt-free date.
Add a little extra each month and watch the date move closer. Pick the payoff order that suits you.
- A clear plan for every debt
- See the interest you save
Goals that fill themselves.
Pick a goal and a date. Ezzo works out what to put aside, and it comes off before your daily number.
- Trips, emergencies, a home
- On track at a glance
Find your number.
Move the sliders. Watch it work.
What lands on payday.
Rent, phone, subscriptions.
Weekly or monthly, it works the same.
That's $97.50 a day until payday.
Everything in a tap or two.
Simple on the surface. Smart underneath.
Same paycheck. Very different month.
A $3,000 month, spent two ways.
- 😬🏠
Rent came out on day 3.Rent set aside on payday.Surprise, again.Before you spend a cent.
- 🍕☕
Weekends felt rich.About $29 a day, and it adds up.Weekdays didn't.Spend less today, get more tomorrow.
- 📉🎉
Broke by day 23.Payday with $430 to spare.7 days to go, and $525 short.Plus $350 to goals and debt.
From 'where did it go?' to 'I've got this.'
Here's what the first few weeks can look like.
- ☕Day 1Set up over a coffee
Answer a few questions. See your daily number in two minutes.
- 🛒Day 3Spend without second-guessing
Log a spend in two taps. Your number updates on its own.
- 🔔Day 10No more bill surprises
Every bill is set aside before it lands.
- 🎉Day 30Payday, with money left
Your goals got paid, and what is left rolls into next month.
In their own words.
Your money stays your business.
No bank login, no servers, no ads. Just you and your numbers.
- No bank login
Log spending yourself, or import a statement.
- Stays on your device
Saved in your browser, not on our servers.
- Optional Google Drive sync
Backed up to your own Drive. Only you can see it.
- No ads. Nothing sold.
You pay once, so you're the customer, not the product.
Like a spreadsheet. Without the work.
Spreadsheets are free. Your evenings aren't.
- Setting it upHours of formulas
- Your daily amountOnly if you build it
- BillsTracked by hand
- Goals and debtMore formulas
- On your phoneFiddly to update
- QuestionsJust you and the cells
- Setting it upTwo minutes, a few questions
- Your daily amountWorked out for you, every day
- BillsSet aside the moment you're paid
- Goals and debtPlans and dates built in
- On your phoneLog a spend in two taps
- QuestionsAsk Ezzo in plain words
One price. Everything included.
Try it free. Buy when you're ready.
About five months of a typical $9.99 app. Then it's yours, with updates included.
- Your daily spending amount
- Bills and subscriptions
- Savings goals
- Debt payoff plans
- Money calendar
- Ezzo, your assistant
- Google Drive sync
- Free updates
Already bought?
Do I have to link my bank?
No. You log spending yourself in two taps, or import a statement. Nothing connects to your bank.
Is this another subscription?
No. It's $49.99 once, and updates are included. Try it free first, no card needed.
What if I'm paid weekly, or my pay changes?
It works weekly, every two or four weeks, monthly, or on your own dates. Log variable pay when it lands.
Ask Ezzo.
Answers on the spot. No waiting, no signup.
See every answer
What is the Ultimate Budget Planner?
How does the daily amount work?
Can I try it for free?
Is it a subscription?
Do I need to connect my bank?
Where is my data stored?
Does it work on my phone?
How do I unlock it after buying?
What if I'm paid weekly, or my pay changes?
Can I get my data out?
Which languages does it support?
Who is Ezzo?
Picture next payday.
Bills paid. Goals growing. Money left over. Start free today.